After a ₹1,577 crore difference in its derivatives portfolio, which amounts to 2.35% of IndusInd Bank’s net worth, the bank has lately come under financial investigation. Moody’s responded by underlining the credit rating of the bank, which led to a 10% stock drop. With a Capital Adequacy Ratio of 16.46%, the RBI reassured the people of the soundness of the institution. But as depositors pulled ₹3,200 crore in a single day, liquidity issues were too serious. CEO Sumant Kathpalia declared a ₹5,000 crore fundraising scheme to rebuild faith. Notwithstanding difficulties, management of the bank and regulatory authorities insist IndusInd is still well-capitalized and financially stable.